Protection - Income Protection

Income Protection

Most people insure their homes, their cars, and possessions, however, we tend to forget to look after ourselves and our ability to support ourselves financially.


Every families’ financials are dependent upon at least one person’s income. That income probably covers the rent / mortgage, the bills, the cost of running a car and the everyday extras. If that income were to stop, for whatever reason, how would your family meet those financial demands?


That’s where income protection comes in. It can provide a monthly income and can help fill that financial gap.

At Complete Financial Centre we can provide longer term policies that ensure should anything happen, you are protected.


Other Types of Protection:


– ASU: Accident, Sickness and Unemployment


If you found yourself out of work, how would you cope? Would you be able to manage on a basic amount a week? If you had an accident, or were sick and couldn’t work, how would you manage?
You can choose the cover you want, whether it be only accident or sickness, or also cover unemployment. These are shorter term policies and are there just in case anything happens to ensure you are covered for that immediate period. They do not provide long term cover.


– Income Protection And Living Costs Protection


There are a variety of products available depending upon the needs of the individual.
Income Protection is there to replace a certain proportion of the client’s earnings up till retirement or until the client returns to work, whichever is relevant. You can decide how much you receive each month, within the limits set, as well as for how long you receive those payments, from 2 years up to 52 years, depending on which provider you went with. Additionally, you can decide when you would like the payments to start, meaning if you wish to, you can choose a deferred start date from as little as 4 weeks up to a maximum of 104 weeks afterwards.


Waiver of premium can be obtained on most policies, subject to certain criteria such as your health and profession. This means that if you need to make an eligible claim after not being able to work, whether that be due to accident or sickness, they will pay the claim depending on the deferred period you requested.


The support there is tailored, and each policy is best suited to the needs of the individual.


This Payment Protection Insurance is optional. There are other providers of Payment protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at


Other Protection Services...

Business Protection

Assurance plans available to employers to provide an individual death in service benefit for an employee.

more info


A trust is an arrangement which allows the proceeds of a life insurance policy to go straight to your chosen individuals.

more info